Benefits of a VA loan:

  • No down payments
  • Eliminates monthly mortgage insurance
  • Less credit and income standards
  • No prepayment penalty
  • No negotiation with sellers to cover most of closing costs
  • Lower interest rates on monthly payments
  • Easier qualification process

Mortgage Banking Associates
1400 South Florida Avenue
Lakeland, FL 33803
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Veterans Mortgage Loans: Proud to Serve Those Who Served Our Nation

The U.S. Department of Veterans Affairs receives billions of dollars of funding for veterans. This is one of the few options for veterans and this is why, each month, thousands of families in Florida take advantage of their veterans loans, also known as "VA loans."

Why a VA Mortgage loan?

In 1944, President Roosevelt signed the GI Bill of Rights into law, providing our nation's veterans with federally guaranteed veterans lenders loan programs. VA loan programs are a great option if you're looking to purchase your dream home, pay debts or make improvements on your current home, or simply reduce your monthly rates on payments. Our VA home loan experts are able to offer you fast, friendly advice, rates, and information.

Am I eligible for a VA Mortgage?

Wondering if you're one of the 30 million Americans who qualify for veterans home loan mortgage program in the United States? If any of the following apply to you, chances are you are eligible for a veteran’s lenders loan program:

  • If you have served 90 days or more of active duty service during war time
  • If you have served 181 days or more of active duty service during peace time
  • You are currently active duty personnel and meet either of the above service requirements.
  • You were discharged from service honorably
  • You are the surviving spouse of a veteran who died during services or of service related injuries and are not remarried.

As you see, there are many reasons why it's a sound financial decision to consider a VA loan. The government is grateful for all of the American veterans and military personnel who have served our country. They have created this program to help you find, and keep, the home of your dreams as affordable as possible.

The price of a house may exceed what a veteran can afford in Florida. The Department of Veterans Affairs offers loans for manufactured homes in Florida in case veterans may not be able to afford the price of a house or condominium.

Mortgage Banking Associates hopes to do our part as well. We strive to help veterans throughout the state of Florida take full advantage of the VA loan program and all of its benefits. Our VA loan experts have extensive experience and will streamline the process to make it faster, easier, and hassle-free.

We proudly serve our veterans in panama city, brevard county, panama beach, hillsborough county, st lucie county, ft pierce, lee county, port chartlotte and also including okalooso, coral city, clearwater, orange, cape coral, tallahahassee, lake wales, cocoa beach, leesburg, titusville, baypines, odessa and tampa bay.

Call us now at 1-800-605-1899 and let us help you get into the home of your dreams!

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